by Brett Tushingham | Aug 26, 2022 | Retirement Planning
Some colleges now cost over $80,000 a year. But don’t worry, the government will provide you with student loans to fund most of it with minimal regard to your credit score or future earning potential. What can go wrong? The average...
by Brett Tushingham | Feb 22, 2022 | Retirement Planning
Optimizing your employee benefits is pivotal to your retirement planning. With so many options nowadays, it can be confusing to determine what benefits to select. This can get even more complicated when both spouses have access to benefits. So, what can you do to...
by Brett Tushingham | Dec 2, 2021 | College Planning, Retirement Planning
We get this question a lot, especially around year-end. As most people already know, capital gains are taxed at lower rates than ordinary income. But at what rates are they taxed at and what is the primary driver in determining those...
by Brett Tushingham | Mar 25, 2021 | College Planning, Retirement Planning
The biggest impediment to an on-time and comfortable retirement is overpaying for your children’s education. Most financial advisors just say, “save in a 529 account”. This isn’t enough and fails to address the best way to pay for a potential $300,000...
by Brett Tushingham | Dec 10, 2020 | Retirement Planning
2020 has been anything but ordinary. Many people have lost jobs or had to transition to a new one due to reasons beyond their control. This can be an emotional time, yet one that can also open the door for other opportunities. First things first. You need to...
by Brett Tushingham | Jan 21, 2019 | Retirement Planning
The decision to retire can be a scary one, but it doesn’t have to be. You need to make sure that you have thoroughly thought things through and have the answers to a number of questions before pulling the trigger. In order to ensure that our clients have a smooth...